Tammy Costas

Serving all of Texas and Oklahoma

Corporate office:

3100 West Ray Rd, Ste 201

Chandler, AZ   85226

Local office:

321 N. Central Expy #204

McKinney, TX   75070




I’m Tammy and I’m here to help.


After more than 20 years in the mortgage business, I know how to make the journey to home ownership as easy as possible.  Whether it is FHA, VA, VA Jumbo, Conventional, or USDA, I can help you select the very best loan at the best rate for you and your family.  And if you are not quite ready yet, I can help you chart your course so that when you are ready, the process will be seamless.


Whether you are a First Time Home Buyer or a move-up buyer.  Whether you are buying a home or want to refinance your existing home for a better interest rate or to take cash out for any reason, I can help.  I can even help you if you are an ITIN employee, have credit challenges, or are self-employed.  Investment properties without providing personal income information; can be done too.


When you're ready, the next step in getting a low-rate mortgage made easy is to contact me so I can review your unique situation and make sure that you get a mortgage without the stress and hassle that's normally associated with it. 


Give me a call, shoot me an email.  Text me.  


Doesn’t cost anything to talk.  


We look forward to hearing from you.



Click the link below to start your application!