Affordable USDA / No Money Down Homes For Sale

Are you looking for an affordable home that requires no money down? USDA is one of the more popular programs that allows for no money down? Below is a list of homes that may qualify for such a loan based on their locations and other criteria. If you would like more information about this program, feel free to contact us. We are here to assist you in making your dreams a reality.

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Homes that are USDA qualified

5 Beds ⋅ 3 Baths ⋅ 20697039 MLS

Hard to find 5-bedroom one story located in Green Meadows, one of Celina’s most desirable master-planned communities. This home offers a dynamic layout with large bedrooms, an open living-dining area, a chef’s kitchen with gas cooktop, SS appliances, and large island seating. The primary suite offers a bay window and gorgeous spa-like bath with walk-in closet. The secondary bedrooms are laid-out beautifully, allowing for flexibility to use one as study or flex room, if needed. The backyard has plenty of room for pets or play and features a covered patio for outdoor relaxation. Highlights include: LVP flooring, tankless water heater, brick & stone elevation with cedar accents. Green Meadows homeowners have access to a wide variety of amenities including pools, water slides, playgrounds, fitness center, hike & bike trails, amenity center and more. HOA maintains front yard lawn. Attends fast-growing Celina ISD.

16624 Garden Drive, Celina

In the picturesque western portion of Stephens county, in the heart of Hubbard Creek Lake country, lies a unique and stunning 50 acre property for your consideration. Nestled near the end of CR 206, aptly named Scenic Drive, you'll find the entrance to your new weekend getaway, hunting retreat, or dream home build site! Experience the best of both worlds by enjoying convenient access to town amenities and lake recreational activities, with a secluded ranch feel. A newly constructed pond totaling .2acres near the entrance has a great catch that just needs some rain water to fill. Fences are 5 strand barbed wire and in excellent condition. The property consists of beautiful mature oaks and mesquite spread over 50+ft of elevation changes home to abundant wildlife! Some strategic clearing would offer beautiful 180 degree lake views from the elevated build site. Rural water meter is in place and electric available. Seller is willing to subdivide. View before its gone!

CR 206 County Road 206, Breckenridge

3 Beds ⋅ 2 Baths ⋅ 20660487 MLS

Recently remodeled with updated bathrooms and fresh paint. Garage was converted to a mother-in-law suite with living area, dining, kitchen, bedroom, and bathroom with shower.

3904 Clayton W Road, Fort Worth

4 Beds ⋅ 3 Baths ⋅ 20611369 MLS

Charm meets convenience in this delightful home. Its high ceilings offers open & airy areas with lots of natural light. It’s the perfect home to create perfect & lasting memories with loved ones. Freshly painted & new carpet in bedrooms & the upstairs game room. Master bedroom -master bath, powder room downstairs & three spacious bedrooms upstairs with bath room. All bedrooms have walk-in closets. Spacious size dining room with access to kitchen for entertaining. This charming home offers a nice outdoor patio, Texas size backyard with beautiful sunsets & you can watch beautiful balloons float over during the Balloon Festival. Electric car charger. All complete with trendy eateries, shopping & entertainment at Watters Creek; movie theater, parks, schools & cultural hot-spots along with Oak Point Park Nature Preserve. An ideal blend of suburban living & urban accessibility, your dream home awaits! ALL info in MLS the buyer, buyers agent and or buyers broker must verify. Virtually staged.

3340 Danbury Lane, Plano

4 Beds ⋅ 2 Baths ⋅ 20587535 MLS

8.48 acres. Play golf at Indian Oaks Golf Course only 8 minutes away. On cold nights, this lovely brick home has open living room with a wood-burning stove-fireplace, ideal for snuggling up with family. Master bathroom is beautifully remodeled with a walk-in closet. Bedrooms are divided. The second bathroom has also been tastefully renovated. Ceramic tile throughout. The garage conversion 4th bedroom can be used as a game-media room, gym, or office. Stainless steel appliances with a large dining room for entertaining. Enclosed porch & open deck. This property also includes a two-story detached building with storage for all of your belongings & an apartment, -man cave -craft room, or studio on the second floor. The price-to-feature ratio is unrivaled! Gated, fenced, ensures privacy and safety. The long driveway has picturesque, mature trees. Set up a showing today to see your new country paradise!

8976 R And R Circle, Kemp

6 Beds ⋅ 4 Baths ⋅ 20722218 MLS

Are you ready to get out the city and get fresh air? Don't miss this great opportunity!! fully remodeled home sitting on just over 5 acres! Perfect home for a family that’s ready to have plenty of space! With 6 bedrooms and 4 bathrooms with 3,927sqft!!! On 5.028 acres! Just 7 mins from downtown Mabank or the lake and situated on a secluded property backing up to the state park. Roof replaced in 2021, New flooring, granire countertops with a kitchen island, New front deck, new AC interior and exterior, new water heater, new septic system, and a well located on the property!

452 Private Road 6815, Eustace

2 Beds ⋅ 2 Baths ⋅ 20661298 MLS

This charming farmhouse is set just off the peaceful and highly sought after Line Road. The home is full of character with soothing colors, warm wood in the countertops and floors, matched with a spacious floor plan and well thought out finishing touches will instantly make you feel at home. The front porch is perfect for quiet mornings with coffee while watching the sun rise. On the back porch you are surrounded by trees for your own personal oasis from the rest of the world. You will love being surrounded by nature, all within minutes of Whitesboro and Collinsville.

4597 W Line Road, Whitesboro

3 Beds ⋅ 2 Baths ⋅ 20720223 MLS

This beautiful north-facing home offers 3 spacious bedrooms, 2 full baths, and an open floor plan, perfect for modern living. A dedicated office provides a great workspace or study area, while the 2-car garage offers ample storage. Served by the newest elementary school in Celina ISD, Bothwell Elementary, this home is ideal for families looking for quality education options. Designed for comfort and convenience, it blends style with functionality in a peaceful neighborhood. A perfect balance of space and location, this home has everything you need under one roof.

17216 Clover Drive, Celina

4 Beds ⋅ 3 Baths ⋅ 20703694 MLS

Discover this beautiful 4-bedroom, 2.5-bath home on 1.17 acres in Red Oak! The heart of the home is a stunning kitchen featuring a large island with seating, abundant cabinetry, and modern appliances, offering both functionality and style. The open-concept design ensures the kitchen flows seamlessly into the dining and living areas, making it perfect for cooking and entertaining. The generous counter space provides ample room for meal preparation, while the adjacent dining area is ideal for family gatherings. The primary bedroom features an ensuite with a soaking tub, large shower, and a spacious walk-in closet. Three additional bedrooms and a full bath are located in this wing. Enjoy outdoor living on the back porch, perfect for relaxation or entertaining. This expansive lot includes a storage shed, mature trees, plenty of open green space, and backs into Bear Creek. Don’t miss out—schedule your visit today to see all that this wonderful property has to offer!

1008 E Ovilla Road, Red Oak

Located in the Wills Point ISD, this property is off the beaten track offering some seclusion and privacy along with choice building sites and a great place to build your dream home.. This property has a very desirable combination of pasture and wooded areas. Seller reports that there is an abundance of deer in the area. Good road frontage. Recently baled for hay. Bring horses or cattle. Some fencing will be needed for livestock. Close to Lake Tawakoni and fishing. Convenient to Wills Point shopping, SH80 and I-20.

1131 Vz County Road 3815 Road, Wills Point

4 Beds ⋅ 3 Baths ⋅ 20710978 MLS

4-bedroom, 2.5-bathroom home, boasting a generous 2451 square footage of living space. Step inside to be greeted by high ceilings and tiled wood-like flooring that flows seamlessly from the kitchen to the living room, giving the space a modern yet warm feel. The kitchen is a chef's dream with its sleek granite countertops and ample storage, while the adjacent living room invites you to relax by the cozy fireplace. The oversized master bedroom is a true retreat, complete with a luxurious walk-in closet where you'll have more than enough room for all your attire. Set on a sprawling 1-acre lot, the outdoor space is as impressive as the indoors with a long driveway leading to a 2-car attached epoxy garage. For those who require additional space, there's also a 2-car detached insulated garage and a convenient 2-car carport. This property is listed for sale and waiting for you to call it home. Don't miss the chance to own this exceptional piece of real estate!

9299 County Road 4116, Kaufman

4 Beds ⋅ 3 Baths ⋅ 20717056 MLS

Located in the highly sought-after Ports O Call neighborhood, this fully renovated home is a must-see! Nestled among mature trees and beautiful landscaping, this stunning and cozy home welcomes you into a large open concept family area with ample space for family gatherings and activities. Its modern kitchen boasts all-new features, perfect for culinary enthusiasts, while the living area impresses with an open concept, rich paneling, vaulted beamed ceilings, and a striking stone fireplace with gas logs. The full remodel included kitchen, flooring, paint, and bathroom updates. This home offers a versatile split floor plan with four bedrooms plus a sunroom for extra living space. The primary bedroom and 2 others are located on one side of the house while the other side by the garage features a separate guest bedroom with a full bathroom. The picturesque fenced backyard, complete with shade trees provides a serene outdoor retreat. Don’t miss this incredible opportunity!

1912 Tampico Drive, Plano

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